Self-Employed Health Insurance Gets Simpler as Brokerage Compares 25+ Carriers for Independent Workers
Health Insurance Now helps freelancers and solo business owners find private plans without waiting for open enrollment.
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BOCA RATON, Fla. – As more people launch freelance careers and solo businesses, buying an individual health plan has become a routine task for workers with no employer coverage. Health Insurance Now, a licensed health insurance brokerage, said it helps independent workers compare private plans from more than 25 national carriers without waiting for open enrollment, and without needing to become experts in plan design along the way.
Freelancers, consultants and small business owners frequently earn too much to qualify for subsidies yet have no group plan to join, the company says. That can leave them facing unfamiliar choices and a deadline-driven Marketplace process at the same time they are managing clients, invoices and irregular income. Health Insurance Now offers year-round enrollment, and coverage can often begin within 24 to 48 hours of approval, which the company says gives independent workers room to decide on their own schedule.
“Shopping for self employed health insurance used to mean a stack of paperwork and a lot of guessing,” said Matthew Sechter, CEO of Health Insurance Now. “Today we can get someone on the phone, compare options from more than 25 carriers and have a quote in minutes. That changes the experience from a chore people postpone into a decision they can finish in an afternoon.”
The company states that private plans are often 30% to 50% less expensive than Marketplace plans with a similar deductible, and that about 90% of doctors accept private plans. Health Insurance Now cautions that savings, eligibility and availability vary by state, plan and individual, and that some plans exclude pre-existing conditions. Agents therefore review deductibles, networks and exclusions with each applicant so that the plan matches how the person expects to use care.
Sechter said time is the scarcest resource for independent workers. “They are running a business, and they do not have hours to spend decoding plan documents,” he said. “We handle the comparison and the enrollment paperwork so they can get back to their clients, and we stay available afterward if a question comes up about how the plan works.”
The brokerage’s self-employed resources cover group, affordable and family options, and its licensed agents continue to provide support after enrollment. Health Insurance Now says its goal is to give freelancers and solo entrepreneurs the same quality of guidance that larger employers often give their staff.
About Health Insurance Now
Health Insurance Now is a Boca Raton, Florida-based licensed health insurance brokerage that helps individuals and families compare private health insurance plans from more than 25 national carriers. Using proprietary matching technology and live licensed agents, the company offers year-round enrollment, PPO network options and quotes in minutes. Learn more at https://healthinsurancenow.com/.
Email: info@healthinsurancenow.com
Media Contact
Name
Health Insurance Now
Contact name
Matthew Sechter
Contact phone
866-243-1130
Contact address
980 N Federal Highway, Ste 308
City
Boca Raton
State
FL
Zip
33432
Country
United States
Url
https://healthinsurancenow.com/
